Letshego Check Off Personal Loan: Product Details & How to Apply

Rates available from as of 1st April 2021
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Check off loan
Easy Apply
Ksh10k - 3M
6 months - 7 years
Interest Rate
Total Cost Including Institution's Other Fees
17% annualised, year one
Typically approved within 48 hours
visit website
Easy Apply

Loan Type

Unsecured Loans

Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 17%
  • Interest Maximum: 17%
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None
  • Year 2+ Total cost: 17%

Disbursement Details:

  • Institution Type: Microfinance Institution
  • Application Method: Paperwork
  • Disbursement Method: Bank Account

Repayment Details:

  • Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Check-Off

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB:  Must be in good standing
  • Income: No Minimum
  • Employment: Required
  • Network: Not required
  • History: Not Required


  • 3 Months Salary statement
  • 3 latest pay-slips
  • National ID
  • Letter from employer
  • Application Form Filled and Signed
  • T&C Links

How to Apply

Money254 Review


  • Check-off Repayments automated via employer
  • Long loan tenure(84 months)


  • Relatively interest fee (17% P.a)
  • Only Available to employees whose employers have an MOU with the firm.


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How to Apply for Letshego Civil Servant Loans, Repayment, Fees, Contacts

Letshego Kenya Limited is a credit only microfinance institution in Kenya. It began operations in 2000, providing credit services to small and micro-entrepreneurs, salaried employees, and civil servants, and currently serves over 25,000 customers.

The loans are only available to employees whose employers have an MoU with the lender. 

Who Is Eligible for Letshego Civil Servant Loans?

Loan Limits and Interest Rates

How to Apply for Letshego Civil Servant Loans

Letshego Civil Servant Loans Repayment


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