Answer a few simple questions about your loan needs, and we'll instantly show you personalized loan offers from our partners, complete with full quotes and fee breakdowns — no hidden fees.
Request a quote and get a callback within 15 minutes. Your personal Money254 Agent will help you understand the details of your loan offers, so you can make the best decision for you.
Your Money254 Agent will assist you in submitting your loan application to the lender. With our dedicated agents on your side, your application gets priority support for a faster, smoother experience.
M-Shwari is a mobile loan service created via a partnership between NCBA Bank and Safaricom’s M-PESA. NCBA maintains a dedicated management information system, regulatory compliance, reports to the Credit Reference Bureau (CRB), and provides capital to fund the loan portfolio.
It is also NCBA that carries the risk and absorbs losses from non-performing loans.
The loans are accessible from the Safaricom SIM toolkit, MySafaricom app, and the recently launched M-PESA app.