Mwananchi Credit 6 Months Check-Off Personal Loan: Product Details & How to Apply

Rates available from as of 1st April 2021
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

Mwananchi Credit Limited

Civil Servants' 6 Months Check-off Loan
Easy Apply
Ksh3k - 3M
6 months
Interest Rate
60% per loan
Total Cost Including Institution's Other Fees
65% - 76% per loan
Typically approved within 48 hours
visit website
Easy Apply

Loan Type

Unsecured Loans

Total Cost Breakdown (Loan Fees):

  • Interest rates: 10% per month
  • Processing fee: 3% of principal amount
  • Insurance Fee: 1% of principal amount
  • Application fee: 1% of principal amount
  • CRB fees: ksh300
  • Loan form Charge: ksh300
  • Bank Transaction fee: ksh500

Disbursement Details

  • Application Method: Branch
  • Disbursement Method: Bank

Repayment Details

  • Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Check-off

Eligibility Requirement

  • Smartphone: Not Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment: Required
  • Network: Not Required
  • History: Not Required


  • National ID
  • Latest three months payslips.
  • Latest six months bank statements for the applicant’s salary account.
  • KRA pin
  • Passport photo
  • T&C Link

Money254 Review


  • Early repayments allowed
  • Check-off Repayments automated via employer


  • Only available to civil servants
  • Interest charged per month
  • Disbursement to Bank account charged ksh500

See more Personal Loans available in Kenya on Money254

From short-term app loans to long-term bank loans, we have aggregated all of the unsecured Personal Loans from Kenya's top financial institutions.

See All Personal Loans

Welcome to Money254!

Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

Explore All Products On Money254

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.