We love the convenience of having local online and in-store grocery shopping options; however, grocery shopping is one budget category you will considerably spend on.
According to a consumer survey by Mastercard in 2021, “Four out of five (79%) surveyed consumers in Kenya are shopping more online since the start of the pandemic”.
We’ll get to look at both, but let’s start by taking a look at in-store budget shopping tips.
First, let’s remind ourselves of two experiences, we all go through as shoppers:-
Luckily, there are tips that allow for some wriggle room for you to enjoy your shopping experience, while saving on time and money.
Create an accurate “plan of attack” of what you need and the estimated cost, by carefully going through receipts and your inventory.
Here’s what to include in your shopping list:-
This list-section includes consistent weekly purchases, also known as staple items (e.g.) milk, bread
Skip the kiosk. Take a trip to the supermarket for pocket-friendly options, which offer different quantities, flavours and prices you can pick to fit your budget
You don’t need to write / type out your shopping list, instead (take a picture).
Turns out a snapshot of what is in your fridge, freezer, cabinet, pantry / store – this works as a personal map’ to help you pick what’s needed while monitoring your spending
So, how do you stick to the plan?
Carry and use your calculator, to help you know when you’ve reached your spending limit plus the total amount to be paid
Leave your debit card / bankcard / ATM card and avoid the chances of overspending.
This option is often a lifesaver, especially when money is tight.
The best thing about these loyalty programs is they are FREE! Sign up at any time and get your card in minutes.
Before you head out, do these 3 pre-shop checks:-
i. Visit shop / retail store websites, save and read SMS notifications and flyers for updates on ongoing and upcoming discounts.
Don’t settle for the number on the price tag; compare prices before shopping and watch the Ksh.3, 5, 10 (etc.) savings add-up to a nice surplus sum.
Again, remember to look at your receipts.
ii. Pay attention to the offer ADs, pick the free flyers / leaflets.
You can actually use these flyers / leaflets as a “sticky note guide’’ to re-check your list’s item details, shopping date options and to update your current budget (if need-be)
iii. How far is your shopping center / supermarket?
Did you know you could ask to have spices, fruits and vegetables weighed to match the amount you want to spend? Some supermarkets have this option too
Skip the prepackaged options and pay for what you want to spend when buying (e.g.) green-grams, beans, rice, cowpeas, lentils, spices (etc.)
Now, whether you live in the city or rural areas it’s quite affordable to eat healthy / healthier since every market or neighbourhood has a market you can easily access.
Here’s how you save money:-
Nobody wants stale groceries and grocery shopping, so grocery shopping every 2 weeks is a sure-bet to getting fresh veggies and fruits.
Wholesale shopping is an exciting and rewarding way to experience what the phrase “Pay Less, Buy More” means. To get started on the right track:-
If you have a freezer, don’t miss out on freezer or frozen food options which have a long shelf-life
Other than this being a brilliant eco-friendly choice, the advantages of recycling have long-term benefits, both for you (the buyer) and the seller.
Carry bags that make it easy to pack-and-carry and avoid most shopping accidents like spills, stains, squashed bread / fruits, by keeping in mind all of your shopping list’s items.
Other money saving shopping points to remember:-
For example, If you’re driving consider plastic crates to put your shopping in, a shopping backpack (easy on the shoulders-n’-back), a shopping buddy to help out - after all, shopping is always better with enjoyable company
There are many more tips you probably know of too but these are an easy, affordable starting point to master your budget.
Try them out and be proud of how much you save.