Get Up to Ksh9 Million to Expand Your Private School With Jackfruit Finance

If you are a private school owner, director, or executive currently facing a growth ceiling, then this article is for you.

You know the reality: Private schools across Kenya are in high demand because you offer quality, personalised learning. Yet, you are likely struggling to finance the next big step—be it building those CBC-compliant classrooms, renovating facilities during the long holiday, or acquiring a much-needed school bus. 

The frustration stems from a simple reality. Financiers in Kenya have rarely designed loans to match your school's unique financial cycle, leading to long approval times and difficult monthly repayment schedules. But this gap shouldn’t exist. 

Jackfruit Finance was built to fill this gap. By offering Project and Asset financing of up to Ksh9 million, Jackfruit enables registered private schools to access flexible capital that is structured to fit your business model.

If you are obsessed with taking your school to the next level, keep reading. You're about to learn of a new tailored solution built with your needs in mind. 

Who is Jackfruit Finance?

Jackfruit Finance is the financial arm of the Jackfruit Network, an organization dedicated to helping schools thrive through access to capital, quality suppliers, and leadership training.

Jackfruit Finance is pioneering a financial model where its services are exclusively for the unique needs of private schools in Kenya. You already know the frustration with traditional financing; private schools have been treated as just another borrower. 

But financing is not just about offering a loan; you need a partner who understands and respects how your school generates revenue. Jackfruit's pioneering approach directly tackles the core structural flaws of traditional financing that frustrate school owners:

• The Mismatch: Unlike financing that demands monthly repayments, Jackfruit Finance structures its loans to align with your school's termly fee collection cycle. They understand that your strongest cash flow moments are predictable, but infrequent.
• The Need for Scale: They recognize that a small loan won't fund a full CBC classroom block. That's why their Project and Asset Loan is designed to provide large capital (up to Ksh9 million), moving your expansion from mere drawings to reality.

Here’s what sets Jackfruit apart:

• Loans tailored for schools: Jackfruit loans are structured around the school fee cycle, not monthly salary schedules. 
• Fast and flexible access to funds: Working capital loans are disbursed within 1–2 days, while project and asset loans are processed quickly after collateral verification. 
• Fair pricing and accessible terms: Interest rates are kept manageable to support growth, not strain it. 
• Beyond financing: Borrowing schools also gain access to teacher upskilling programs, management training, and procurement support through the Jackfruit Network. 

Case Study of the Jackfruit Project & Asset Loan

At the heart of Jackfruit Finance’s offering is the Project & Asset Loan, a solution created for private school owners ready to take the next big step.

The Project & Asset Loan provides up to Ksh9 million in financing for infrastructure development, renovations, and essential equipment purchases. It’s ideal for schools that want to build, expand, or modernise.

You can use the loan to:

• Build or expand classrooms, dormitories, or administrative blocks 
• Renovate and upgrade facilities (paint, floors, décor, roofing) 
• Purchase buses, vans, and learning equipment. 
• Buy furniture, lab tools, or ICT resources 
• Transition from Alternative Provision of Basic Education and Training (APBET) to private school status 

The loan may require collateral (property or guarantees) and comes with flexible repayment options that align with your school’s fee collection cycles.

Real Life Scenario

When St. Kevin Starlight Academy in Kayole wanted to expand, they turned to Jackfruit Finance. With a Ksh5 million loan, they built three new classrooms, hired four more teachers, and enrolled 140 additional students in just one academic year.

How to Access the Jackfruit Project & Asset Loan

Jackfruit Finance is structured for speed and simplicity to ensure you access funds quickly, especially during the long holiday planning window. 

The Project & Asset Loan is for you if you have a: 

• Mid-to-Large Schools: Institutions with a minimum of 250+ learners.
• Established Fees: Schools with fees of KSh 20,000+ per term.
• Strong Track Record: Demonstrable strong financial history and active registration.
• Ownership: Loan applicant must be the School Owner.

More Than Financing: Where Jackfruit Finance Stands Out 

When you borrow from Jackfruit Finance, you join a growth ecosystem and, through the Jackfruit Network, schools gain access to:

The Jackfruit Hub: a marketplace that connects schools with vetted suppliers for everything from desks to learning software. 

The Jackfruit Foundation: which trains and upskills teachers, and supports sustainable, equitable education. 

This “borrow once, benefit forever” model ensures that schools funded by Jackfruit continue to grow long after their loan is repaid.

Take Advantage of the Long Holiday

The opportunity to expand, renovate, and secure your school’s future happens when kids are home. That window is too critical to be wasted on the slow cycles of traditional finance.

With Jackfruit Finance, funds are availed in as little as 48 hours. And you can get up to Ksh9 million to fund your expansion or finalize your facility upgrades before the next term begins. 

Ready to take your school to the next level? Start your application here.