ABSA Bank Kenya Plc Unsecured Personal Loan Non Check Off: Product Details & How to Apply

Rates available from as of 1st April 2021
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ABSA Bank Kenya Plc

Unsecured Loan Non Check Off
Total Cost
annualised, year one
Typically approved within
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* Processing Fees and Excise duty are only applied to year one. For loans longer than one year, your annual cost from year two onwards will be 14.5% - 15%

Loan Fees:

  • Interest Minimum: 14.5%
  • Interest Maximum: 15%
  • Processing fee: 3.3%
  • Insurance Fee: 0.66%
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: 100 monthly loan processing fee, 20% Excise Duty

Disbursement Details:

  • Institution Type: Commercial Bank
  • Application Method: Paperwork
  • Disbursement Method: Bank account

Repayment Details:

  • Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Auto-Deductions

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB: Must be in good standing
  • Income: 15000
  • Employment: Required
  • Network: Not required
  • History: An Active Account for 3 Months


  • National ID,
  • Certified Pay-slips,
  • KRA Pin,
  • 6 Months Bank statements,
  • Passport Photo
  • T&C Links

How to Apply


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  • High loan limit Up-to 6 million (subject to debt Ratio)
  • Available to both employed and self-employed
  • Long loan tenure of Up-to 6 years


  • Must have a minimum net salary 15000
  • Must have an Active salary account for 3 months to access
  • Monthly loan processing fee of Up-to Ksh 100

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How to Apply for Absa Bank Kenya PLC Non Check-Off Loan, Repayment, Fees, Contacts

The Absa Bank PLC non check-off loans are available to both salaried and self-employed individuals. Neither security nor collateral is required.

Your salary determines the amount you qualify for. 

Who Is Eligible For Absa Bank Kenya PLC Non Check-Off Loans?

Loan Limits and Interest Rates

How to Apply for Absa Bank Kenya PLC Non Check-Off Loan

Absa Bank Kenya PLC Non Check-Off Loan Repayment


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