Kashway Personal Loan : Product Details & How to Apply

Rates available from as of 1st April 2021
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Unsecured Loan
Easy Apply
Ksh2k - 10k
21 days
Interest Rate
Total Cost Including Institution's Other Fees
25% - 36% per loan
Typically approved within 24 hours
visit website
Easy Apply

Loan Type

Unsecured Loans

Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 25%, per Loan
  • Interest Maximum: 36%, per Loan
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: 2% Daily
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No minimum
  • Employment: Not Required
  • Network: M-Pesa Customer
  • History: Not Required


Representative Example of Loan Costs:

  • Example Loan Amount: ksh10,000
  • Representative Loan Cost: 36%
  • Total Loan Repayment Amount: ksh13,600

How to Apply

Money254 Review


  • Formal Employment not required
  • Fast approval time (Less than 24 hours)
  • Digital application process, no paperwork   


  • Low starting loan limit
  • Relatively high late fees (2% daily)
  • Relatively high interest rates (25-27% per loan)

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How to Apply for Kashway Loan, App, Repayment, Fees & Contacts

Kashway App Loan is offered by Wakanda credit. It is available on Google Play Store with over 1 million downloads and a 4.3/5 star rating from the 14 thousand plus reviews.

Kashway has no USSD code currently.

Kashway App Loan Limit and Interest Rate

Kashway Loan Requirements & Eligibility

How to Register Using the Kashway Loan App

How to Apply for Your First Kashway Loan

How to Make Kashway Loan App Repayments using the app and via M-pesa

Fees & Penalties

Kashway Loan App Privacy & Permissions

Kashway Loan App Reviews

Kashway App Loan Contacts

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