Personal Loans

Platinum Credit Civil Servants Personal Loan: Product Details & How to Apply

Money254.co.ke is not a lender. We verify loan rates and provide cost breakdowns from Kenya's top lenders to help you apply for loans with confidence.
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Platinum Credit
Civil servants Loans
Apply NowDownload AppVisit Website
or
View the Loan Breakdown
Loan Amount
Ksh5k - 1M
Loan Period
6 months - 8 years
Interest Rate
Total Cost
(incl fees)
30% - 100% annualised, year one
Product Details
Icon Rounded Chevron Dark - BRIX Templates

Total Cost Breakdown (Loan Fees):

  • ‍‍Interest Minimum: 2.5% per month
  • Interest Maximum: 10% per month
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None‍

‍Disbursement Details:

  • ‍Institution Type: Microfinance Institution
  • Application Method: paperwork
  • Disbursement Method: M-Pesa/Bank account

Repayment Details:

  • ‍Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Check-off

‍Eligibility Requirement:

  • ‍Smartphone: Not required
  • CRB: Not Checked
  • Income: No Minimum
  • Employment: Required
  • Network: Not Required
  • History: Not required

Documents:

  • National ID
  • Application Form Filled and signed
  • KRA pin
  • 6 Months M-Pesa/Bank statements
  • T&C Links

How to Apply

 

‍

Our Review
Icon Rounded Chevron Dark - BRIX Templates

Pros:

  • Check-off Repayments automated via employer
  • Long loan tenure( up-to 96 months)
  • No Processing fees

Cons:

  • Only available to employees where the employer has an MOU with the firm
  • Relatively high Interest rates (2.5%-10% per Month)

 

‍

How Money254 works

Get a transparent loan cost breakdown in under 5 minutes.

1

Click Get a Quote and fill out the form.

Answer a few simple questions about your loan needs, and we'll instantly show you personalized loan offers from our partners, complete with full quotes and fee breakdowns — no hidden fees.

2

Receive a call from your Money254 Agent.

Request a quote and get a callback within 15 minutes. Your personal Money254 Agent will help you understand the details of your loan offers, so you can make the best decision for you.

3

Apply with priority support.

Your Money254 Agent will assist you in submitting your loan application to the lender. With our dedicated agents on your side, your application gets priority support for a faster, smoother experience.

Get a Quote - it's free! 

How to Apply for Platinum Credit (Civil Servant) Loan, App, Repayment, Fees, Contacts

Platinum Credit Limited is a credit-only, non-deposit taking, Micro-Finance Company licensed in Kenya under the Company’s Act.

The Civil Servants' Loan facility is available for all civil servants. This includes Teachers’ Service Commission (TSC) members and County Government employees. 

Once a loan has been approved, the loan will be disbursed within 24 hours, either Via M-PESA or to a bank account.

The loans can also accessed via USSD code *619#

Platinum Credit Civil Servant Loan Eligibility Requirements

Platinum Credit Civil Servants' Loan Limits and Interest Rates

How to Apply for Your First Platinum Credit Loan

How to Make Platinum Credit Loan Repayments

How to Repay Platinum Credit Loans Via Bank Account

Platinum Credit Contacts

Stay in the loop. Make the right money move.

Check - Elements Webflow Library - BRIX Templates

Thank you

Thanks for reaching out. We will get back to you soon.
Oops! Something went wrong while submitting the form.
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

Welcome to Money254 - your simple way to compare loans online.

At Money254, we're dedicated to helping you find the right loans for your business or personal needs. Easily compare over 150 verified loans from banks, MFIs, and digital lenders, and make informed decisions without having to visit a physical branch.

View Logbook Loans
More about Money254

Apply through Money254 and get a Ksh2,000 reward your approved logbook loan.

It's one of the ways we show our appreciation to our users while we help people find better loans.

Get a Logbook Loan quote
Learn more about Rewards

We've helped over 12,000 people find the right logbook loan.

Personal or business. Emergency or exciting opportunity. Money254 is your partner to help you make the right financing decision.

Stars - Elements Webflow Library - BRIX Templates

"It was excellent. I am delighted that you are true partners."

Michael in Naivasha

KES 175,000 to stock up His lighting busines
Stars - Elements Webflow Library - BRIX Templates

"Money254 Relationship Manager Madam Wangui was so wonderful from the time I inquired about loans. She did follow up and ensured I received the loan. Above all, she gave me the assurance and confidence that the partner was a genuine loan agency cause at first I was in doubts. I can't ask for more than what she did."

David in Nairobi

KES 350,000 to pay school fees
Stars - Elements Webflow Library - BRIX Templates

"Thank you. It was EXTREMELY helpful."

Laura in Nairobi

KES 250,000 to fulfill client hardware order

What can we help you find today?

Business Loans

Personal Loans

Logbook Loans

Auto Financing

Insurance

Credit Cards

Current Accounts

Savings Accounts

Blog

Keep exploring Personal Loans with these recent articles from the Money254 blog

Personal Loans

With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic

I earn Ksh150,000, and I'm currently servicing a loan of Ksh3.1 million. Should I take another loan of Ksh6 million, pay off the entire debt, and invest the difference? A financial expert offers advice.

Derrick Okubasu
May 7, 2025

Learn more about Personal Loans with expert guides from the Money254

Personal Loans
May 6, 2025

A Review of The M-KOPA M10 Smartphone

Personal Loans
October 22, 2024

Taking Your Business Online? 6 Things That Make the M-KOPA X20 a Game Changer

Personal Loans
September 4, 2024

All You Need to Know About the New M-KOPA X20 Smartphone

Personal Loans
June 12, 2024

How to Clear Your HELB Loan Faster: A 7-Step Guide

Personal Loans
May 15, 2024

Money Confessions: I Took a Loan to Become The New “Bazuu wa Mtaa”‍

Personal Loans
April 23, 2024

Your Rights as a Loan Borrower in Kenya

Personal Loans
April 18, 2024

Small Claims Courts in Kenya and How They Work

Personal Loans
April 15, 2024

The Real Cost of Overdraft Loans

Explore other articles from around Money254

News and Analysis
May 14, 2025

9 Items Wealthy Kenyans Are Buying Now to Make Guaranteed Profit in Future

News and Analysis
May 14, 2025

Kenya Talks With China, Nelson Amenya’s New Airport Scandal, Dangote Buys Kenyan Company

News and Analysis
May 13, 2025

3 Reasons Why Wealthy Kenyans Are Opting to Invest In South Africa

News and Analysis
May 13, 2025

Top Money Market Funds in Kenya – April 2025

News and Analysis
May 13, 2025

‍Places to Find the Cheapest Homes in Nairobi Metropolis & Their Prices

News and Analysis
May 13, 2025

KRA Blocks Its Staff From Processing VAT Refunds; Scandal Behind It Explained

Savings Accounts
May 12, 2025

Story of Kenyan Who Made Ksh1 Million as Househelp & Lost It All to Relatives

News and Analysis
May 12, 2025

Govt’s Crackdown Against 206,000 Nairobi Landlords, Ex-Employee Loses Ksh35M for Filing Case in Wrong Court

Learn more about Personal Loans with expert guides from the Money254

Personal Loans

Types of Personal Loans In Kenya

Personal Loans

Institutions Offering Personal Loans In Kenya

Personal Loans

Full Guide: All You Need to Know About Personal Loans in Kenya

Personal Loans

Things to Consider Before Taking a Personal Loan in Kenya

Stay up to date with your money - download the Money254 App today

Download our app to have our powerful comparison tools at your fingertips, anytime you're considering a loan in the future.

Get it on Google Play
The Money254 on a Phone.

Sign up for our newsletter and get weekly money tips to your inbox.

Get updates from the Money254 team on financial news and new Money254 features.
Money254 Logo
DOWNLOAD THE APP
Get it on Google Play
About
CompanyMoney Weekly NewsletterTerms of UsePrivacy PolicyEditorial StandardsPartner with Us
Contact Us
info@money254.co.ke
ABC Place, Waiyaki Way Nairobi
Products
Personal LoansBusiness LoansAuto LoansLogbook LoansInsuranceSavings AccountsCurrent AccountsCredit Cards

Disclaimer: The information that Money254 provides on this website is obtained from publicly available resources and is intended for information or educational purposes only. Money254 strives to keep the information on the website up to date and does not warranty that all the information will be as the financial institutions updated or changed information at all times. Money254 does not own any of the information provided by or obtained from third party financial institutions. Take note that the institutions represented on this website may vary their terms at any time or may offer you terms different to what you have seen on the website due to their own analysis of your individual circumstances or change of terms and you are encouraged to review the specific financial institution’s terms and conditions when obtaining their services or products. Money254 is not a financial institution, insurance provider or financial adviser and is not liable for any decisions any individual makes based on the information provided on the website.  Please refer to our terms and conditions and privacy policy before using this website.