Platinum Credit Civil Servants Personal Loan: Product Details & How to Apply

Money254.co.ke is not a lender. We verify loan rates and provide cost breakdowns from Kenya's top lenders to help you apply for loans with confidence.
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Platinum Credit
Civil servants Loans
Loan Amount
Ksh5k - 1M
Loan Period
6 months - 8 years
Interest Rate
Total Cost
(incl fees)
30% - 100% annualised, year one
Product Details
Icon Rounded Chevron Dark - BRIX Templates

Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 2.5% per month
  • Interest Maximum: 10% per month
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None

Disbursement Details:

  • Institution Type: Microfinance Institution
  • Application Method: paperwork
  • Disbursement Method: M-Pesa/Bank account

Repayment Details:

  • Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Check-off

Eligibility Requirement:

  • Smartphone: Not required
  • CRB: Not Checked
  • Income: No Minimum
  • Employment: Required
  • Network: Not Required
  • History: Not required

Documents:

  • National ID
  • Application Form Filled and signed
  • KRA pin
  • 6 Months M-Pesa/Bank statements
  • T&C Links

How to Apply

 

Our Review
Icon Rounded Chevron Dark - BRIX Templates

Pros:

  • Check-off Repayments automated via employer
  • Long loan tenure( up-to 96 months)
  • No Processing fees

Cons:

  • Only available to employees where the employer has an MOU with the firm
  • Relatively high Interest rates (2.5%-10% per Month)

 

How Money254 works

Get a transparent loan cost breakdown in under 5 minutes.

1

Click Get a Quote and fill out the form.

Answer a few simple questions about your loan needs, and we'll instantly show you personalized loan offers from our partners, complete with full quotes and fee breakdowns — no hidden fees.

2

Receive a call from your Money254 Agent.

Request a quote and get a callback within 15 minutes. Your personal Money254 Agent will help you understand the details of your loan offers, so you can make the best decision for you.

3

Apply with priority support.

Your Money254 Agent will assist you in submitting your loan application to the lender. With our dedicated agents on your side, your application gets priority support for a faster, smoother experience.

How to Apply for Platinum Credit (Civil Servant) Loan, App, Repayment, Fees, Contacts

Platinum Credit Limited is a credit-only, non-deposit taking, Micro-Finance Company licensed in Kenya under the Company’s Act.

The Civil Servants' Loan facility is available for all civil servants. This includes Teachers’ Service Commission (TSC) members and County Government employees. 

Once a loan has been approved, the loan will be disbursed within 24 hours, either Via M-PESA or to a bank account.

The loans can also accessed via USSD code *619#

Platinum Credit Civil Servant Loan Eligibility Requirements

Platinum Credit Civil Servants' Loan Limits and Interest Rates

How to Apply for Your First Platinum Credit Loan

How to Make Platinum Credit Loan Repayments

How to Repay Platinum Credit Loans Via Bank Account

Platinum Credit Contacts

Stay in the loop. Make the right money move.

Check - Elements Webflow Library - BRIX Templates

Thank you

Thanks for reaching out. We will get back to you soon.
Oops! Something went wrong while submitting the form.
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

Welcome to Money254 - your simple way to compare loans online.

At Money254, we're dedicated to helping you find the right loans for your business or personal needs. Easily compare over 150 verified loans from banks, MFIs, and digital lenders, and make informed decisions without having to visit a physical branch.

Apply through Money254 and get a Ksh2,000 reward your approved logbook loan.

It's one of the ways we show our appreciation to our users while we help people find better loans.

We've helped over 12,000 people find the right logbook loan.

Personal or business. Emergency or exciting opportunity. Money254 is your partner to help you make the right financing decision.

Stars - Elements Webflow Library - BRIX Templates

"It was excellent. I am delighted that you are true partners."

Michael in Naivasha

KES 175,000 to stock up His lighting busines
Stars - Elements Webflow Library - BRIX Templates

"Money254 Relationship Manager Madam Wangui was so wonderful from the time I inquired about loans. She did follow up and ensured I received the loan. Above all, she gave me the assurance and confidence that the partner was a genuine loan agency cause at first I was in doubts. I can't ask for more than what she did."

David in Nairobi

KES 350,000 to pay school fees
Stars - Elements Webflow Library - BRIX Templates

"Thank you. It was EXTREMELY helpful."

Laura in Nairobi

KES 250,000 to fulfill client hardware order

What can we help you find today?

Stay up to date with your money - download the Money254 App today

Download our app to have our powerful comparison tools at your fingertips, anytime you're considering a loan in the future.

Get it on Google Play
The Money254 on a Phone.

Sign up for our newsletter and get weekly money tips to your inbox.

Get updates from the Money254 team on financial news and new Money254 features.