CBK Issues Licenses to 42 New Digital Lenders [LIST]

The Central Bank of Kenya has announced the issuance of operational licences to 42 digital lenders, bringing the total number of Digital Credit Providers (DCP) in the country to 195.

Among the new licensed lenders are Acquire Credit Limited, Adjacent Possible Finance Limited, Aleza Limited, ASA International Kenya Limited, Auxiliary Credit Ltd, BCF Kenya Limited, Bidii Credit Limited, Bingwa Micro Capital Limited, Blesmark Credit Limited, and Boostline Capital Limited.

Cashmart Capital Limited, Dotcash Credit Limited, Edenbridge Capital Ltd, Fincredit Limited, Geoland Credit Limited, Guava Capital Limited, Jackfruit Associates Limited, Jafari Credit Limited, Jambofin Credit Limited, and Juhudi Kilimo Company Limited were also licensed.

The other lenders were Keep Vision and Growth Credit Limited, Liberty Afrika Technologies Ltd, Lucason Capital Limited, Maison Capital Limited, Malicash Investment Limited, Mimi Credit Limited, and MKash Solutions Limited.

CBK also gave green light to Pato Capital Limited, Peshee Capital Limited, Real People Kenya Limited, Rosatap Credit Limited, Seanala Credit Limited, Select Management Services Limited, and Snowflex Capital Limited.

Onwards Swift Company Limited, Tazu Credit Limited, Transsnet Credit Limited, TrustGro SCA Limited, Vision Edge Credit Partners Limited, Wakanda Credit Limited, Westlip Credit Limited, and Ziki Credit Limited were also licensed.

According to the CBK, many Kenyans rely on these digital platforms to access business loans, education loans, and personal loans.

As of November 2025, 6.6 million loans valued at Ksh109.8 billion had been processed.

Meanwhile, Kenyans were advised to be on the lookout for digital lenders that have not yet been licensed.

"DCPs predominantly carry out their lending activities digitally, including through Unstructured Supplementary Service Data (USSD) codes. Loan products include education loans, development loans, short-term personal loans, asset financing, and business loans," read the statement in part.

"Reports by the public on unregulated DCPs can be sent through dcps@centralbank.go.ke. The licensing and oversight of DCPs, as indicated previously, was precipitated by concerns raised by the public about the predatory practices of the unregulated DCPs, and in particular, their high cost, unethical debt collection practices, and the abuse of personal information."

Here is a list of the 42 new lenders 

1. Acquire Credit Limited
2. Adjacent Possible Finance Limited
3. Aleza Limited
4. ASA International Kenya Limited
5. Auxiliary Credit Ltd
6. BCF Kenya Limited
7. Bidii Credit Limited
8. Bingwa Micro Capital Limited
9. Blesmark Credit Limited 
10. Boostline Capital Limited
11. Cashmart Capital Limited
12. Dotcash Credit Limited
13. Edenbridge Capital Ltd
14. Fincredit Limited
15. Geoland Credit Limited
16. Guava Capital Limited
17. Jackfruit Associates Limited
18. Jafari Credit Limited
19. Jambofin Credit Limited
20. Juhudi Kilimo Company Limited
21. Keep Vision and Growth Credit Limited
22. Liberty Afrika Technologies Ltd 
23. Lucason Capital Limited
24. Maison Capital Limited
25. Malicash Investment Limited
26. Mimi Credit Limited
27. MKash Solutions Limited
28. Onwards Swift Company Limited
29. Pato Capital Limited
30. Peshee Capital Limited
31. Real People Kenya Limited
32. Rosatap Credit Limited
33. Seanala Credit Limited
34. Select Management Services Limited
35. Snowflex Capital Limited
36. Tazu Credit Limited
37. Transsnet Credit Limited
38. TrustGro SCA Limited
39. Vision Edge Credit Partners Limited
40. Wakanda Credit Limited
41. Westlip Credit Limited
42. Ziki Credit Limited