List of Top 56 Saccos By Their Assets and Deposits in 2025

Mwalimu National SACCO has been ranked as a leading credit union in the country with its assets totaling Ksh68.89 billion, an increase from Ksh66.43 billion, which was reported in 2023. In 2024, the SACCO had deposits of Ksh52.19 billion.

In the 2024 annual report by the Sacco Societies Regulatory Authority (SASRA), Stima SACCO came in second at Ksh66.51billion. This was an increase of Ksh7.36 billion from the assets in 2023, which stood at Ksh59.15 billion. The SACCO had deposits of Ksh46.69 billion in 2024.

In 3rd place was Kenya National Police SACCO, whose assets were Ksh59.83, marking an increase of 5.59 billion from 2023. In 2024, the total deposits were Ksh34.51 billion.

In the top five were also Harambee SACCO at Ksh38.7 billion in assets and Ksh26.24 in deposits and Tower SACCO at Ksh28.04 billion in assets and Ksh20.99 billion.

"The financial performance of Regulated SACCOs measured and monitored on the basis of total assets, gross loans and total deposits, all recorded significant growths in 2024 with the total assets growing at an impressive 10.72% which was the highest recorded increase over the last five (5) years, to cross the trillion mark for the first time and reach Ksh1.076 trillion from a total asset base of Ksh971.96 billion in 2023 with a growth rate of just about 9.17%," read the statement in part

Here are the Large Tiered Deposit Taking SACCOS by Assets

1. Mwalimu National SACCO - Ksh68.89 billion
2. Stima SACCO - Ksh66.51 billion
3. Kenya National Police SACCO - Ksh59.83 billion
4. Harambee SACCO - Ksh38.70 billion
5. Tower SACCO - Ksh28.04 billion
6. Unaitas SACCO - Ksh26.12 billion
7. Imarisha SACCO - Ksh24.58 billion
8. Afya SACCO - Ksh22.79 billion
9. United Nations SACCO - Ksh19.15 billion
10. Hazina SACCO - Ksh16.87 billion
11. Gusii Mwalimu SACCO - Ksh16.24 billion
12. Mentor SACCO - Ksh15.75 billion
13. Apstar SACCO - Ksh15.68 billion
14. Invest & Grow (IG) SACCO - Ksh14.64 billion
15. Imarika SACCO - Ksh14.57 billion
16. Winas SACCO - Ksh14.44 billion
17. Trans Nation SACCO - Ksh14.34 billion
18. Bandari SACCO - Ksh13.70 billion
19. Boresha SACCO - Ksh13.03 billion
20. Qona SACCO - Ksh12.95 billion
21. Kimisitu SACCO - Ksh12.06 billion
22. Newfortis SACCO - Ksh11.84 billion
23. Cosmopolitan SACCO - Ksh11.68 billion
24. Ollin SACCO - Ksh11.67 billion
25. Univision SACCO - Ksh11.55 billion
26. Mhasibu SACCO - Ksh11.22 billion
27. Ports SACCO - Ksh10.54 billion
28. The Kenya Bankers SACCO - Ksh10.29 billion
29. Sheria SACCO - Ksh10.20 billion
30. Solution SACCO - Ksh9.87 billion
31. Defence SACCO - Ksh9.22 billion
32. Unison SACCO - Ksh9.04 billion
33. Bingwa SACCO - Ksh8.98 billion
34. Amica SACCO - Ksh8.73 billion
35. Magereza SACCO - Ksh8.24 billion
36. Njiwa SACCO - Ksh8.00 billion
37. Fortune SACCO - Ksh7.93 billion
38. Yetu SACCO - Ksh7.86 billion
39. Ushuru SACCO - Ksh7.73 billion
40. K-Unity SACCO - Ksh7.63 billion
41. Waumini SACCO - Ksh7.40 billion
42. Tembo SACCO - Ksh6.24 billion
43. Maisha Bora SACCO- Ksh6.23 billion
44. Nacico SACCO -Ksh6.16 billion
45. Jamii SACCO - Ksh5.92 billion
46. Tai SACCO -Ksh5.87 billion
47. GDC SACCO Ksh5.86 billion
48. Chai SACCO - Ksh5.81 billion
49. Kwetu SACCO - Ksh5.69 billion
50. Capital SACCO - Ksh5.47 billion 
51. Shirika SACCO -  Ksh5.45 billion
52. Kenya Highlands SACCO - Ksh5.45 billion
53. Taifa SACCO - Ksh5.32 billion
54. Nyati SACCO - Ksh5.30 billion
55. Ndege Chai SACCO - Ksh5.26 billion
56. Kenpipe SACCO - Ksh5.05 billion

Here are the Large Tiered Deposit Taking SACCOS by Deposits

1. Mwalimu National SACCO - Ksh52.19 billion
2. Stima SACCO - Ksh46.69 billion
3. Kenya National Police SACCO - Ksh34.51 billion
4. Harambee SACCO - Ksh26.24 billion
5. Tower SACCO - Ksh20.99 billion
6. Unaitas SACCO - Ksh14.70 billion
7. Imarisha SACCO - Ksh17.99 billion
8. Afya SACCO - Ksh17.41 billion
9. United Nations SACCO - Ksh14.62 billion
10. Hazina SACCO - Ksh12.47 billion
11. Gusii Mwalimu SACCO - Ksh11.20 billion
12. Mentor SACCO - Ksh11.89 billion
13. Apstar SACCO - Ksh11.10 billion
14. Invest & Grow (IG) SACCO - Ksh8.65 billion
15. Imarika SACCO - Ksh9.35 billion
16. Winas SACCO - Ksh7.39 billion
17. Trans Nation SACCO - Ksh8.00 billion
18. Bandari SACCO - Ksh8.80 billion
19. Boresha SACCO - Ksh8.62 billion
20. Qona SACCO - Ksh9.76 billion
21. Kimisitu SACCO - Ksh9.06 billion
22. Newfortis SACCO - Ksh9.09 billion
23. Cosmopolitan SACCO - Ksh9.06 billion
24. Ollin SACCO - Ksh7.75 billion
25. Univision SACCO - Ksh8.11 billion
26. Mhasibu SACCO - Ksh8.67 billion
27. Ports SACCO - Ksh6.08 billion
28. The Kenya Bankers SACCO - Ksh7.65 billion
29. Sheria SACCO - Ksh7.08 billion
30. Solution SACCO - Ksh6.67 billion
31. Defence SACCO - Ksh6.38 billion
32. Unison SACCO - Ksh6.21 billion
33. Bingwa SACCO - Ksh4.57 billion
34. Amica SACCO - Ksh6.51 billion
35. Magereza SACCO - Ksh5.74 billion
36. Njiwa SACCO - Ksh6.28 billion
37. Fortune SACCO - Ksh4.45 billion
38. Yetu SACCO - Ksh4.87 billion
39. Ushuru SACCO - Ksh6.06 billion
40. K-Unity SACCO - Ksh4.84 billion
41. Waumini SACCO - Ksh5.61 billion
42. Tembo SACCO - Ksh4.53 billion
43. Maisha Bora SACCO - Ksh4.21 billion
44. Nacico SACCO - Ksh3.02 billion
45. Jamii SACCO - Ksh3.96 billion
46. Tai SACCO - Ksh4.01 billion
47. GDC SACCO - Ksh4.32 billion
48. Chai SACCO - Ksh4.06 billion
49. Kwetu SACCO - Ksh3.14 billion
50. Capital SACCO - Ksh4.10 billion
51. Shirika SACCO - Ksh4.18 billion
52. Kenya Highlands SACCO - Ksh3.67 billion
53. Taifa SACCO - Ksh3.94 billion
54. Nyati SACCO - Ksh3.05 billion
55. Ndege Chai SACCO - Ksh3.67 billion
56. Kenpipe SACCO - Ksh3.44 billion

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