CBK Issues Licences to 32 New Digital Lenders [Full List]

The Central Bank of Kenya (CBK) has announced the issuance of licences to 32 new digital lenders.

In a notice, CBK noted that there are now 227 Digital Credit Providers in the country.

Among those who have been licenced to operate are Dahawi Credit Limited, Fluid Capital Limited, Hakki Africa Limited, Iboda Credit Limited and Inkomoko Capital Kenya Limited.

Kopo Kopo Inc. Kenya Limited, Lendara Credit Limited, Lendbucks Ltd, Novatok Credit Limited, Primebridge Capital Limited and Quickflex Ventures Ltd were also given the licence to operate.

Also Read: List of All 41 New Digital Lenders Approved by CBK

“DCPs predominantly carry out their lending activities digitally, including through Unstructured Supplementary Service Data (USSD) codes,” read the statement in part.

“Loan products include education loans, development loans, short-term personal loans, asset financing, and business loans. As of February 2026, licensed DCPs had granted 7.5 million loans valued at Ksh133.5 billion.”

Meanwhile, the regulator warned digital loan providers against predatory practices targeting consumers, warning that those involved risked losing their licences.

“The licensing and oversight of DCPs, as indicated previously, was precipitated by concerns raised by the public about the predatory practices of the unregulated DCPs, and in particular, their high cost, unethical debt collection practices, and the abuse of personal information. 

“Reports by the public on unregulated DCPs can be sent through dcps@centralbank.go.ke,” CBK added.

Here is the full list of the newly licensed digital providers.

1. Abepot Credit Limited
2. African Capital Limited 
3. Afrimoney Credit Limited
4. Amaze Credit Limited 
5. Baecot Credit Ltd 
6. Beavers Credit Limited 
7. Becalob Credit Limited
8. Betasoft Credit Limited
9. Bluewave Cash Limited
10. Dahawi Credit Limited
11. Fluid Capital Limited
12. Hakki Africa Limited
13. Iboda Credit Limited
14. Inkomoko Capital Kenya Limited
15. Insight Credit Limited
16. Izwe Loans Kenya Ltd 
17. Jawabu Biashara Limited
18. Jefigs Credit Limited 
19. Karibu Credit Limited
20. Kechita Capital Investment Limited
21. Kopo Kopo Inc. Kenya Limited
22. Lendara Credit Limited 
23. Lendbucks Ltd
24. NJB Limited
25. Novatok Credit Limited
26. Primebridge Capital Limited
27. Quickflex Ventures Ltd 
28. Rosky Credit Limited
29. Sumpay Limited
30. Tundar Capital Limited 
31. Wiresphere Limited
32. Yehu Impact Limited