Kuza Momentum Fund: All You Need to Invest in the Special Fund With as Low as Ksh100K

Investors are increasingly seeking investment opportunities that deliver strong returns while providing a balanced mix of risk and reward, with special funds becoming popular among Kenyans amid the dropping returns for Money Market Funds.

One such standout option is the Kuza Momentum Special Fund, which posted a 45.86% return in the 2024 Financial Year.

In this article, we break down everything you need to know about the Kuza Momentum Fund — from how it works and where it invests, to who should consider putting their money in it.

Read more: Oak Special Fund: All You Need to Know About the Fund Offering Over 20% Net Returns

What is the Kuza Momentum Special Fund?

The Kuza Momentum Special Fund is a collective investment scheme managed by Kuza Asset Management. The fund was launched in December 2022 and is designed for investors seeking long-term capital growth.

Currently, the fund manages Ksh343.99 million in assets.

Key Features of the Kuza Momentum Special Fund

Interest rate: In 2024, the fund reported returns of45.86%. For the period January to October 2025, the fund posted 21.51%.

Where the money is invested: The fund spreads investments across collective investment schemes, corporate debt, quoted securities, and government securities, reducing concentration risk and enhancing resilience.

Balanced investment strategy: The risk of the fund is categorized at 3 out of 5. By blending equities and fixed income, the fund provides a mix of growth and stability, appealing to investors who are willing to accept medium to above-average risk.

Read more: Mansa X: All You Need to Know About the Special Fund Offering 24% Returns

Kuza Momentum Special Fund Investment Limits

To participate in the fund, investors should note the following terms:

• Minimum Initial Investment: Ksh100,000
• Minimum Top-Up: Ksh50,000
• Annual Management Fee: 2.00%
• Lock-in Period: 6 months from initial deposit
• Fund Manager: Kuza Asset Management

Where the Money is Invested

The Kuza Momentum Fund takes a diversified approach to investment, spreading capital across multiple asset classes to balance risk and reward. The fund invests in: Collective Investment Schemes, Corporate Debt, Quoted Securities (shares listed on the Nairobi Securities Exchange and Government Securities such as Treasury bills and bonds.

Risks to Consider

While the Kuza Momentum Fund offers attractive returns, it also has risks similar to other special funds, and they include:

• Market Fluctuations: Returns may vary depending on market performance and economic conditions.
• Liquidity Risk: The fund has a 6-month lock-in period, which means initial investments cannot be accessed immediately.
• Investment Risk: Exposure to equities and corporate debt carries inherent risks, and returns are not guaranteed.

Read more: Arvocap Special Fund: Minimum Investment, Returns, Fees & How It Works

How to Invest

Investing in the Kuza Momentum Fund requires filling out an application form, which can be obtained on the fund’s manager's website.

Payments are made to the fund through its KCB’s Bank account.

Details needed during registration include KRA PIN, personal details such as ID number, physical address details, and next of kin details. 

Editor's Note: We know many of our readers are looking for opportunities that go beyond standard market returns. If you're interested in learning more about special funds from the fund managers directly, please fill your details here.