ABSA Bank Kenya Gold Credit Card Product Details

Rates available from as of 1st April 2021
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ABSA Bank Kenya PLC
Gold Credit Card
Credit Limit
Up to ksh100K
Annual Fee
Interest Rate
3.99% per month
Interest Free Days
50 days
Min net income of Ksh50k to apply
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Payment Network


Card features

  • Minimum net Income: Ksh50k
  • Card Limit: Up to Ksh100K


  • 1% cashback on all transactions
  • 10% off on all reservations with Bella Safaris (until 24 Feb 2022)
  • 10% off on purchase of any furniture from Istikbal Nakuru ( until 17 Feb 2022)
  • 30% off on all treatments and products at Exuviance Professional, Lavington (until 31 March 2022)
  • Choose from three discounted insurance premiums from as low as ksh194 and enjoy travel and accident covers, card skimming, loss at ATM protection

Repayment Details

  • Monthly Interest: 3.9%
  • Interest free period: 50 days
  • Minimum Repayment amount: 5%

Card Fees

  • Joining Fees: Free
  • Annual Fees: Ksh6000

Additional Fees

  • Cash advance Fees: 6.5%
  • Late Payment Fees: 10%
  • Over the limit Fees: 6%
  • Supplementary Card Fees: ksh4k
  • Card Replacement Fees: Free

Documents Required

  • Absa Customer
    • Copy of national ID
    • Latest pay slip
  • Non-Absa Customer:
    • Copy of national ID
    • Latest pay slip
    •3 months Bank statement
    •One passport photo
  • T&C Link

This product is provided by Absa Bank Kenya Plc. Absa Bank Kenya Plc is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • No Joining fees required
  • 50 interest free days


  • Relatively high monthly interest of 3.9%
  • Late payment fees of 10%

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