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10 Quotes to Remember if You Want to Achieve Financial Freedom
10 Quotes to Remember if You Want to Achieve Financial Freedom
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10 Quotes to Remember if You Want to Achieve Financial Freedom

Ian Job
September 16, 2022

Have you ever heard or read a motivational quote about something, and it sends you right into taking actionable steps? Positive money quotes can trigger something deep within that encourages and pushes you to do or start something regarding your finances. 

Inspiring money quotes can serve creativity and help you to see your money from a different angle. Although they are seemingly easy to read and memorize, they are powerful tools to help you unblock the sticky financial nuggets that hinder your growth. 

Here are some of the most inspiring quotes that can help you reach your ever-elusive financial goals.

1. “ Too many people spend money they earn to buy things they don't want, to impress people they don't like.” -Will Rogers

Lifestyle inflation, social media, and herd mentality make people do weird things regarding their money. Of course, the opportunities to spend money are inexhaustible. 

However, should that push you into spending money to impress people you barely know? If you have to exhaust your savings because of the herd mentality, show off to your friends or neighbors, it won't be long before you compromise your most critical financial goals. 

Here's why you need to go slow on the impression game:

  • Unnecessary spending doesn't help your future financial goals: it might feel good to brag and spend huge sums on material possessions now. But that could affect your ability to save for a rainy day or retirement. 
  •  Things you buy to impress others have an expiry date: new cars, clothes, and toys depreciate quickly, but your savings and investments keep appreciating. 

Read Also: Money & Me: Are You a People Pleaser?

2. A wise person should have money in their head, but not in their heart. -Jonathan Swift

Does money have total control over your life? 

An unhealthy relationship with money is the reason for bad spending habits. It is also why many people do not have a definite financial plan for their goals, leading to a messy financial life. 

Here is how you can overcome this;

  •  Doing a significant financial detox
  •  Reflecting on your spending habits
  •  Creating practical financial goals 
  •  Spending consciously 
  •  Creating a plan to reach your goals 

Read Also: How to Behave Rationally With Money - Money Psychology

3. Expect the best. Prepare for the worst. Capitalize on what comes." - Zig Ziglar

Optimism is necessary for personal, financial, and even business growth. But you can't succeed in any of these without a plan. How do you plan for the worst? 

Simply have measures in place to shield for that rainy day.  You can create a safety net for when the unexpected comes knocking.

The quote is also about celebrating your successes, no matter how big/small. Share the same success with others.

And finally, if an endeavor doesn't work out as envisioned, carry out the lessons, determine what may have gone wrong, and avoid the same mistakes in the future.

Read Also: 7 Financial Emergencies Everyone Must Be Prepared For 

4. The greatest wealth is to live content with little.― Plato

The key to reaching your financial goals is living within your means. Sometimes you might have to live below your means to create room for savings and investments. It's a sure way to reach your financial goals.

Read Also: 13 Tips to Live Cheaply But Not Look Cheap

5. Some of the most beautiful things we have in life come from our mistakes― Surgeo Bell.

Do you still regret the financial blunder you made years ago? Once the tears, pain, shame, and guilt are over, all you have left are the lessons. 

You can only gain when you use the lessons learned. Carefully navigate and watch your spending, borrowing, choice of investments, and money management style. The wise thing is to learn from your mistakes so that you don't repeat them in the future.

Read Also: 10 Financial Mistakes Everybody Should Make

6. Most people fail to realize that it's not how much money you make in life. It's how much money you keep; money without financial intelligence is money soon gone- Robert Kiyosaki

For many people, more money equals more expenditure, which can spiral into unhealthy spending habits such as overspending. 

How do you avoid harmful money habits amid plenty? It's all about having a water-tight plan to;

  • Maintain your current moderate lifestyle
  • Boost your savings and investments 
  • Avoid succumbing  to  lifestyle inflation

Read Also: How To Boost Your Monthly Savings

7. Money does not define success or happiness. In fact, if you are truly effective at what you enjoy, money usually follows your passion. Passion drives interest, which in turn drives focus and commitment. Both qualities are requirements for success- Matt Maloney.

 There are several things to learn from this inspirational quote. They include;

  • Delayed gratification enhances your savings practices and develops your consciousness around spending. 
  • Strive to do something you love to make money. 
  • The more you love what you do, the more you focus on it and use it to create money and wealth.
  •  One of the most important things you'll ever do is to learn how to manage your money.
  •  Controlling your finances allows you the freedom of not getting stuck in jobs or relationships because you can afford your responsibilities or lifestyle.

Read Also: Delaying Gratification: Why Waiting a Little Longer Pays More

8. The fastest way to make money is to solve a problem. The bigger the problem you solve, the more money you make-Steve Siebold

If you want to make money, you'll need to solve a looming problem. 

Let's say you establish a business opportunity. The issue is not what buyers will purchase. It is how you can provide value to your customers. The more value you provide, the more business you will receive. 

Some quick ways to identify a problem to fix are as follows:

  •  Ask what your customers want. The question helps you learn the ideal solution to their problem.
  •  Invent a solution: The fun part of this process is to test-drive the solution and keep improving it to meet your customer's expectations and preferences. 
  •  Begin making sales and, ultimately, vast chunks of money.
9. On average, millionaires invest 20% of their household income each year. Their wealth isn't measured by the amount they make each year but by how they've saved and invested over time- Ramit Sethi.

Do you wonder how some self-made millionaires got filthy rich and wealthy? Some widespread traits point to a high discipline savings and investments habit. Their stories indicate a few lifestyle changes and a commitment to saving a sure % of their earnings while diversifying their investments to spread risk.

What are some of the lifestyle changes to make to build wealth?

  • Cut down on your expenditures.
  • Live within your means.
  • Boost your savings.
  • Amplify your earnings.
  • Diversify your investments. 
  • Associate and get inspiration from successful people.

Read Also: Must-Have Investments That Guarantee You Will Never Run Out of Income

10. Riches do not respond to wishes. They respond only to definite plans, backed by definite desires, through constant persistence- Napoleon Hill.

Knowledge is a crucial component of the financial goal matrix. Any facts, however, can only function with a real action plan and a commitment to carry it through to the end. A realistic budget, for example, is required to track every area of your expenditure in order to meet your financial goals. You should stick to the same budget for as long as it takes to see and enjoy the benefits.


There is something about inspiring quotes that ignites something you already know. The sayings by some of the wealthiest people on the planet can help create a favorable money situation in your life. Reading through them slowly to get a more profound meaning is the trick. Reflect on the quote and act upon it to change your current view concerning money

Ian Job is an articulate writer with over four years of experience in SEO writing, digital marketing and screenwriting. Away from writing, he's probably producing an indie movie if you don't find him mentoring upcoming content writers. You can connect with him on Medium.

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