Kenya's Richest Saccos By their Assets [2026]

The assets of regulated SACCOs in Kenya reached Ksh1.21 trillion in 2025 from Ksh 1.08 trillion in 2024.

According to the annual supervision report by Sacco Societies Regulatory Authority (SASRA), Mwalimu National DT Sacco emerged as the top in terms of assets at Ksh76.31 billion. This was an increase of Ksh7.42 billion recorded in 2024 (Ksh68.89 billion.

Stima Sacco emerged second in terms of assets at Ksh75.27 billion, followed by Kenya National Police Sacco at Ksh66.40 billion.

Also in the top five were Harambee DT SACCO at Ksh41.29 billion and Tower SACCO at Ksh34.56 billion.

Also Read: List of Top 56 Saccos By Their Assets and Deposits in 2025

Here is the Full List of the Top 56 Saccos and Their Assets in 2026

1. Mwalimu National DT SACCO – Ksh76.31 billion
2. Stima DT SACCO – Ksh75.27 billion
3. Kenya National Police DT SACCO – Ksh66.40 billion
4. Harambee DT SACCO – Ksh41.29 billion
5. Tower SACCO – Ksh34.56 billion
6. Unaitas SACCO – Ksh29.60 billion
7. Imarisha SACCO – Ksh28.14 billion
8. Afya SACCO – Ksh21.95 billion
9. United Nations DT SACCO – Ksh19.67 billion
10. Hazina SACCO – Ksh18.71 billion
11. Mentor SACCO – Ksh18.47 billion
12. Gusii Mwalimu SACCO – Ksh18.40 billion
13. Transnation DT SACCO – Ksh17.95 billion
14. Winas SACCO – Ksh16.90 billion
15. Apstar DT SACCO – Ksh16.76 billion
16. Invest and Grow (IG) SACCO – Ksh16.40 billion
17. Imarika SACCO – Ksh16.14 billion
18. Bandari DT SACCO – Ksh15.07 billion
19. Qona DT SACCO – Ksh14.80 billion
20. Boresha DT SACCO – Ksh14.70 billion
21. Defence SACCO – Ksh14.54 billion
22. Ollin SACCO – Ksh13.80 billion
23. Univision DT SACCO – Ksh13.59 billion
24. Cosmopolitan DT SACCO – Ksh13.58 billion
25. Newfortis SACCO – Ksh13.07 billion
26. Kimisitu DT SACCO – Ksh12.89 billion
27. Mhasibu DT SACCO – Ksh12.67 billion
28. Ports DT SACCO – Ksh12.39 billion
29. Sheria DT SACCO – Ksh11.56 billion
30. Kenya Bankers SACCO – Ksh10.85 billion
31. Amica SACCO – Ksh10.79 billion
32. Unison SACCO – Ksh10.55 billion
33. Bingwa SACCO – Ksh10.48 billion
34. Solution SACCO – Ksh10.03 billion
35. K-Unity SACCO – Ksh9.74 billion
36. Fortune SACCO – Ksh9.60 billion
37. Yetu DT SACCO – Ksh9.38 billion
38. Magereza DT SACCO – Ksh8.95 billion
39. Njiwa DT SACCO – Ksh8.86 billion
40. Ushuru SACCO – Ksh8.66 billion
41. Waumini SACCO – Ksh7.97 billion
42. Tembo SACCO – Ksh7.77 billion
43. GDC SACCO – Ksh7.32 billion
44. Kwetu DT SACCO – Ksh6.96 billion
45. Tai SACCO – Ksh6.95 billion
46. Maisha Bora SACCO – Ksh6.81 billion
47. Chai SACCO – Ksh6.49 billion
48. Jamii DT SACCO – Ksh6.26 billion
49. Capital SACCO – Ksh6.12 billion
50. Ndege Chai SACCO – Ksh5.90 billion
51. Shirika DT SACCO – Ksh5.83 billion
52. Taifa SACCO – Ksh5.78 billion
53. Kenya Highlands SACCO – Ksh5.75 billion
54. Nyati SACCO – Ksh5.70 billion
55. Kenpipe DT SACCO – Ksh5.61 billion
56. Nacico SACCO – Ksh5.04 billion

Also Read: SACCOs With the Highest Dividends in 2026 [as Announced so Far]

Top 56 DT-SACCOs by Member Deposits

At the end of 2025, members’ deposits and savings, which are the primary source of funding for SACCO loans, stood at Ksh832.74 billion, up from Ksh749.43 billion recorded in 2025.

In terms of deposits, Mwalimu National DT SACCO held the largest portion of deposits at Ksh56.51 billion, followed by Stima DT SACCO at Ksh52.19 billion.

The other in the top five were Kenya National Police DT SACCO at Ksh37.51 billion, Harambee DT SACCO at Ksh27.57 billion and Tower SACCO at Ksh26.21 billion.

Here is the full list of the 56 top saccos ranked by their deposits.

1. Mwalimu National DT SACCO – Ksh56.51 billion
2. Stima DT SACCO – Ksh52.19 billion
3. Kenya National Police DT SACCO – Ksh37.51 billion
4. Harambee DT SACCO – Ksh27.57 billion
5. Tower SACCO – Ksh26.21 billion
6. Imarisha SACCO – Ksh20.51 billion
7. Afya SACCO – Ksh16.35 billion
8. Unaitas SACCO – Ksh15.89 billion
9. United Nations DT SACCO – Ksh15.08 billion
10. Hazina SACCO – Ksh13.99 billion
11. Mentor SACCO – Ksh13.83 billion
12. Transnation DT SACCO – Ksh12.68 billion
13. Gusii Mwalimu SACCO – Ksh12.54 billion
14. Apstar DT SACCO – Ksh11.63 billion
15. Imarika SACCO – Ksh10.46 billion
16. Qona DT SACCO – Ksh10.45 billion
17. Defence SACCO – Ksh10.40 billion
18. Cosmopolitan DT SACCO – Ksh10.40 billion
19. Boresha DT SACCO – Ksh9.98 billion
20. Newfortis SACCO – Ksh9.98 billion
21. Invest and Grow (IG) SACCO – Ksh9.65 billion
22. Mhasibu DT SACCO – Ksh9.67 billion
23. Bandari DT SACCO – Ksh9.52 billion
24. Univision DT SACCO – Ksh9.50 billion
25. Kimisitu DT SACCO – Ksh9.20 billion
26. Ollin SACCO – Ksh9.17 billion
27. Sheria DT SACCO – Ksh8.12 billion
28. Kenya Bankers SACCO – Ksh8.12 billion
29. Winas SACCO – Ksh8.40 billion
30. Amica SACCO – Ksh7.85 billion
31. Unison SACCO – Ksh7.15 billion
32. Ports DT SACCO – Ksh7.10 billion
33. Solution SACCO – Ksh7.09 billion
34. Njiwa DT SACCO – Ksh6.90 billion
35. Ushuru SACCO – Ksh6.75 billion
36. Magereza DT SACCO – Ksh6.19 billion
37. Waumini SACCO – Ksh6.05 billion
38. Yetu DT SACCO – Ksh5.58 billion
39. Fortune SACCO – Ksh5.52 billion
40. GDC SACCO – Ksh5.25 billion
41. K-Unity SACCO – Ksh5.18 billion
42. Tembo SACCO – Ksh5.06 billion
43. Bingwa SACCO – Ksh5.06 billion
44. Maisha Bora SACCO – Ksh4.56 billion
45. Chai SACCO – Ksh4.56 billion
46. Tai SACCO – Ksh4.53 billion
47. Shirika DT SACCO – Ksh4.45 billion
48. Taifa SACCO – Ksh4.38 billion
49. Capital SACCO – Ksh4.38 billion
50. Jamii DT SACCO – Ksh4.31 billion
51. Ndege Chai SACCO – Ksh4.08 billion
52. Kenya Highlands SACCO – Ksh3.97 billion
53. Kenpipe DT SACCO – Ksh3.75 billion
54. Kwetu DT SACCO – Ksh3.47 billion
55. Nacico SACCO – Ksh3.30 billion
56. Nyati SACCO – Ksh3.24 billion

Also Read: 6 Things to Expect as a SACCO Investor in 2026