CBK Approves 29 New Digital Lenders [LIST]

The Central Bank of Kenya (CBK) has approved 29 new Digital Credit Providers (DCPs).

As detailed in a statement dated September 30, 2026, the addition of the new lenders brings the total number of approved DCPs to 281.

Among the newly approved digital lenders are: Alba Capital Limited, Anchorstone Capital Limited, Boya Capital Limited, Cars and Cargo Capital Limited, CIM Credit Kenya Limited, Coffers Credit Limited, Credix Digital Credit Provider Limited, Credora Digital Limited, Demulla Investments Limited and Diversity Micro Credit Limited.

CBK also approved operations for Goalbridge Capital Limited, Horpazi Credit Limited, Investbox Holdings Ltd, Jukiwa Credit Limited, Meridian Kapital DCP Ltd, Moneysta Capital Investment Ltd, Pocket Dealers Limited, Remy Capital Limited, Ridgeways Credit Limited, Rooted Digital Credit Provider Limited, Saidika Credit Limited, Standthrive Solutions Limited, Symos Credit Limited, and TGL Credit Limited. 

Also Read: CBK Issues Licenses to 25 New Digital Lenders [LIST]

Tottengram Credit Ltd, Town Credit Ltd, Vankizah Credit Limited, Xpress Capital Solutions Limited and Zaidavu Credit Limited also received approval to operate in the country.

“DCPs predominantly carry out their lending activities digitally, including through Unstructured Supplementary Service Data (USSD) codes. Loan products include education loans, development loans, short-term personal loans, asset-financing and business loans,” read the statement in part.

According to CBK, as of August 2026, licensed DCPs had granted 9,596,509 loans valued at Ksh165.1 billion. 

The regulator also warned the digital lenders against predatory lending, with Kenyans advised to report unregulated DCPs through email: dcps@centralbank.go.ke. 

“CBK has received more than 900 applications since March 2022 and has worked closely with the applicants in reviewing their applications. The focus of the engagements with the DCPs has been inter alia business models, consumer protection and fitness and propriety of proposed shareholders, directors, and management,” read the statement in part.

“This is to ensure adherence to the relevant laws and, importantly, that the interests of customers are safeguarded.”

Here is the list of 21 new digital lenders

1. Alba Capital Limited
2. Anchorstone Capital Limited
3. Boya Capital Limited 
4. Cars and Cargo Capital Limited
5. CIM Credit Kenya Limited
6. Coffers Credit Limited 
7. Credix Digital Credit Provider Limited
8. Credora Digital Limited 
9. Demulla Investments Limited 
10. Diversity Micro Credit Limited
11. Goalbridge Capital Limited
12. Horpazi Credit Limited
13. Investbox Holdings Ltd
14. Jukiwa Credit Limited 
15. Meridian Kapital DCP Ltd
16. Moneysta Capital Investment Ltd
17. Pocket Dealers Limited
18. Remy Capital Limited
19. Ridgeways Credit Limited
20. Rooted Digital Credit Provider Limited 
21. Saidika Credit Limited
22. Standthrive Solutions Limited
23. Symos Credit Limited
24. TGL Credit Limited
25. Tottengram Credit Ltd
26. Town Credit Ltd
27. Vankizah Credit Limited
28. Xpress Capital Solutions Limited
29. Zaidavu Credit Limited